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Straight Answers About Student Loans

Student debt is complicated, and the rules keep changing — a repayment plan gets replaced, a benefit gets made permanent, a forgiveness program gets restructured. This is where we break down what's actually true right now, in plain language, with sources you can check yourself. We'll keep adding to this collection over time.

Sweepstakes Basics

Repayment Strategies

Get a Free Extra Shot at Relief

While you work through your repayment plan, Student Loan Sweepstakes gives every eligible borrower a free, no-purchase-necessary chance to have a prize paid directly to their loan servicer.

Create Your Free Account

No purchase or payment necessary to enter or win. Open to legal U.S. residents 18+ (19 in AL/NE) with an active student loan balance. Void where prohibited. See the Official Rules for full terms.